The-Short-Sale-Expert.com

December 15, 2007

Do You Have Any Suggestions for Writing a Hardship Letter?

Dan,

I am trying to write the Hardship Letter requested by my lender.  Do you have any suggestions?

ANSWER:

Perhaps the most challenging task is writing the hardship letter.  It forces you to put into words a summary of your life and current financial state - which usually is anything but pleasant.

The hardship letter is like baring your soul and no one wants to do it.

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What is the Florida Foreclosure Time Line?

Dan,

Can you tell me what the time line is for the foreclosure process in Florida?

ANSWER:

First of all, I must say my answer is not to be considered legal advice.  I am not an attorney and I recommend that you seek legal advice if you have questions about foreclosure.  I am a real estate broker and can only give real estate advice.  This is simply my understanding of the foreclosure process. Just so you know, this information may be incorrect.

The foreclosure process in Florida is a lawsuit with take about two to three months.  It sometimes takes longer if the defendant takes some action to delay it.  The process starts with a Lis Pendens and ends, if necessary with a Sheriff’s Set Out.

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